SBA Loans • Equipment Financing • Working Capital • Real Estate • Startup Funding • Updated 2026
SBA 7(a) loans are the gold standard for laundromat acquisitions — 10-year terms, competitive rates (Prime + 2.25–2.75%), and 10–15% down payments. SBA 504 loans cover real estate purchases with 25-year terms. The SBA Readiness Quiz evaluates your application strength before you apply, helping you identify gaps lenders will flag.
Finance new laundromat equipment through AAdvantage Laundry Systems with terms from 36–84 months. Equipment financing uses the machines as collateral, so approval is faster and doesn't require real estate. Ideal for retool projects where you're upgrading existing machines to increase revenue per turn.
Short-term working capital loans ($25K–$250K) cover renovation costs, marketing launches, and operational gaps. Revenue-based financing options are available for existing operators with 6+ months of processing history.